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MPL Liability Insurance Sector Report: 2023 Financial Results Analysis and 2024 Financial Outlook

Available On-demand
Hear analysis and commentary on 2023 industry results and learn what to watch for in the sector in 2024, including an analysis of the key industry financial drivers.

MPL Association’s National Advocacy Initiative in Full Swing

The MPL Association is shifting its focus toward state policy makers with a new program—the National Advocacy Initiative. This comes at an important time for the MPL community as the deteriorating policy environment in the states is resulting in increasing attacks on established reforms.

The MPL Association Data Sharing Project (DSP) has compiled more than 4,700 closed claims and lawsuits involving family medicine (1,730) and internal medicine (2,977) doctors between 2017 and 2021. Both are primary care physicians and provide similar care. However, there is a difference in the severity of claims: 34% of claims against family medicine physicians closed with an indemnity payment, with an average payment of $328,000. In contrast, only 24% of internal medicine claims result in indemnity payments, but with a higher average of $420,000. The DSP also shows that defense costs for family medicine claims cost 30% more on average than internal medicine claims. This highlight compares indemnity, defense expenses, types of allegations, and presenting medical conditions between these two specialties.








Contact for more information:
Kwon Miller, Analytics Manager