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The Rapid Growth of APPs and Burgeoning Risk for MPL

Wednesday, March 6, 2024, 11:00 a.m. ET
Join the MPL Association for an in-depth discussion on the proliferation of APPs and the impact of this trend on the future of MPL claims, defense, and loss mitigation. This webinar is FREE for MPL Association members and affiliate partners.

Federal Administrative Actions Impact MPL

While medical liability-related legislative activity has shifted heavily from the federal environment to the states, the same cannot be said for all regulatory activity. Thanks to the McCarran-Ferguson Act, states remain the dominant focus of regulatory matters affecting medical liability insurance.

The State of the MPL Market: Claim Severity Rises, Policy Price Increases Moderate

Every six months, the MPL Association’s Research and Analytics Department issues a report analyzing these metrics with valuable take-aways that offer industry stakeholders insights into the industry’s financial performance.  

The MPL Association Data Sharing Project (DSP) has compiled more than 4,700 closed claims and lawsuits involving family medicine (1,730) and internal medicine (2,977) doctors between 2017 and 2021. Both are primary care physicians and provide similar care. However, there is a difference in the severity of claims: 34% of claims against family medicine physicians closed with an indemnity payment, with an average payment of $328,000. In contrast, only 24% of internal medicine claims result in indemnity payments, but with a higher average of $420,000. The DSP also shows that defense costs for family medicine claims cost 30% more on average than internal medicine claims. This highlight compares indemnity, defense expenses, types of allegations, and presenting medical conditions between these two specialties.








Contact for more information:
Kwon Miller, Analytics Manager