Description Mr. Karls, an actuary and recognized national expert on MPL insurance industry financial performance, will discuss the essential historical and current financial results of the MPL industry with commentary on the potentially changing market. With a fuller understanding of the underlying drivers of the industry’s financial condition, you will know the particular metrics you should be watching closely in anticipation of eventual changes to the market. This presentation builds on the discussion from the February CEO/COO Meeting and Board Governance Roundtable.